However well-designed the products that you manufacture, or sell might be, accidents do happen - and it's vital that you're properly protected. The main aim? To make sure you're covered if something goes wrong. It's quick, quality cover, without the hassle.
Public liability insurance is a fundamental type of business insurance, particularly if you have visitors to your premises or carry out work on client sites. It can cover legal expenses or compensation claims if clients, suppliers, or members of the public suffer personal injury or property damage because of your business.
Employers' liability insurance protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you. It is a legal requirement if your business employs one or more people, each day without the cover bringing fines of up to £2,500.