High Risk & Distressed Buildings

Langton London is a property insurance specialist

As a business owner or property owner, you may be faced with price increases on your insurance premium due to the distressed nature of the property. At Langton London we insure a vast range of distressed or unpopular underwriting risks.

Examples of the types of cover we provide include:

  • Cladding. This is often found on blocks of flats. Please see our Blocks of flats / apartments with cladding page for more information.
  • Timber / wooden frames and cladding which is a high fire risk.
  • Composite panels (also known as sandwich panels). Usually for flood risks, composite panels can also be highly flammable.
  • Empty or unoccupied properties.
  • Flood Cover. Flood cover can be offered where many other insurers do not offer cover.
  • Claims issues.
  • Flat roofs.
  • DSS let tenants.
  • Asylum seeker tenants.
  • Student lets.
  • HMOs.

Langton London's property team has over 100 years of combined experience and access to over 50 insurers including schemes and Lloyds of London, the world's leading insurance market.